Texas Direct Insurance Agency

A Texan Insurance Agency

Find Your Perfect Policy, Backed by
27 Years of Experience

Learn more about how we can help you:


Home Insurance


Car Insurance


Flood Insurance


Business Insurance


Life Insurance


Who We Are

Protect yourself and your family with Texas Direct Insurance

Encounter the ultimate shield against unwelcome surprises with Texas Direct Insurance. For nearly three decades, Houstonians have trusted our top-notch, experts to safeguard their assets from the unpredictable. Tapping into our deep knowledge and access to over 40 carriers, we meticulously craft policies tailored to your unique needs and financial goals. Elevate your peace of mind in the Lone Star State – we’re here to serve you.

Safeguarding Your Policy: Annual Reviews for Long-term Security

Tired of constantly searching for the best deal as prices continue to surge? Worry no more! At Texas Direct Insurance, our annual review process proactively identifies the perfect switch moment for you, saving you both time and making sure you still have the best policy. . Embrace the premium, tailored service you deserve.

Discover the Remarkable Solutions We Offer

Personal Insurance

Embrace the power of protection for your home and cherished ones. Explore cost-effective solutions tailored to your significant priorities, giving you a sense of security.

Learn more.

Commerical Insurance

No matter the scale or nature of your business, be it a charming boutique or a dynamic fleet of vehicles. Commercial insurance is your key to protecting your hard-earned achievements and nurturing the well-being of your trusted team. Don’t leave it to chance; secure your future today!

Get a Quote.

Vehicle Insurance

Even the most cautious drivers can face unexpected incidents on the road. As mandated by laws, all vehicles must have liability insurance. Explore our diverse policies to cater to your unique requirements and secure your drive.

Get a Quote.

Kenneth PiersonKenneth Pierson
18:10 04 Jan 23
I highly recommend Patricia Ramirez and Texas Direct Insurance. Their prices are competitive and the coverage gives us peace of mind. Anytime I have questions, Patricia has immediately addressed them. I recently had an issue with my flood policy when FEMA made changes. As a result of the changes, my lender put a $4,000 plus lender-placed policy on my account. Thanks to Patricia and her prompt response, the lender-placed policy was cancelled.
Debra SchmidtDebra Schmidt
16:58 28 Dec 22
Patricia Ramirez and Texas Direct Insurance have done a great job insuring our property. Patricia is there for us anytime I have a question. Their prices are competitive and the coverage gives us peace of mind. I would highly recommend them.
daniell gravesdaniell graves
16:35 16 Dec 22
Marlon with Texas Direct has been our knight in shining armor on more occasions than I can count. His team is super responsive, the rates are competitive and the follow thru is second to none. He is definitely a go-to for insurance needs if you are looking for a solid deal with great service and attention to your needs. HIGHLY RECOMMEND!
James SJames S
07:49 15 Dec 22
Texas Direct Insurance were wonderful to work with, in particular Patricia Ramirez. I needed to switch insurance carriers, needed more coverage, and had to do it fast in order to meet requirements for a new property management company for my rental property. Patricia was knowledgeable, patient, understanding, and very efficient. She was always available for my questions and concerns. Patricia never left me hanging, she stayed in constant contact with me, to make sure I got what I needed. I would definitely go back to her for my future insurance needs. Thank you Patricia.
Mindy ObregonMindy Obregon
22:46 01 Nov 22
Francisco from Texas Direct Insurance has been my to go to guy for insurance for years. He’s always quick to respond, and always finds the best possible prices for me. He even gave me his personal number so I can contact him anytime. Highly recommend!

Ready to Benefit From Decades of Expertise?

Connect with us now to access tailored advice from skilled agents dedicated to crafting ideal policy solutions for you. Leveraging our extensive network as an insurance broker, we guarantee prompt and adaptable service without sacrificing your needs.